Question: QUESTION 1 of 10: Your credit history tells:

Answer: a) The history of your saving, borrowing, and repayment performance

Question: QUESTION 2 of 10: Negative items on a credit report that are not correct:

Answer: d) Should be removed once the mistake is shown to the credit reporting company

Question: QUESTION 3 of 10: To build up a good credit history, you should:

Answer: a) Get a Social Security Number if you do not already have one

Question: QUESTION 4 of 10: True or False: Improving your credit score will let you get lower interest rates on loans.

Answer: a) True

Question: QUESTION 5 of 10: A savings account:

Answer: b) Should have your correct Social Security Number attached so that it helps your credit history

Question: QUESTION 6 of 10: A regular paycheck helps your credit score because:

Answer: d) It indicates you are likely a good credit risk

Question: QUESTION 7 of 10: Your FICO score:

Answer: c) Depends most on the amounts you owe and your payment history

Question: QUESTION 8 of 10: Credit history includes:

Answer: b) Savings and credit card accounts

Question: QUESTION 9 of 10: You can order a copy of your credit report:

Answer: a) Free online from www.annualcreditreport.com once a year from each of the credit reporting companies

Question: QUESTION 10 of 10: An installment loan is:

Answer: b) A loan paid off in a certain amount of time, in installments, or equal payments