Question: Excess Liability Policy

Answer: An Excess Liability Policy is written over a primary policy to increase the overall amount of protection. It is written on a “following form” basis, which means that it only increases the overall limit of coverage; it does not broaden coverage.

Question: Personal Umbrella Policy

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Question: Commercial Umbrella Policy

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Question: Medical Professional Insurance

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Question: Errors and Omissions (E and O) Insurance

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Question: Fiduciary Liability Insurance

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Question: Liquor Liability Insurance

Answer: 1. This insurance covers liability arising out of the business of manufacturing, selling, or serving alcoholic beverages.

2. The laws vary from state to state. Some states have Dram Shop laws that provide a right of suit against the seller in the event a purchaser injures a third party.

Question: Employment Practices Liability Insurance

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Question: Bonds

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Question: Surety Bonds (Performance Bonds)

Answer: