Question: When involved in a crash, you should to get names, addresses, registration numbers and insurance information from everyone involved in the collision.

Answer: True

Question: It is always a good idea to call the police if you are involved in a crash.

Answer: True

Question: Assigned risk drivers pay lower premiums for insurance than other drivers.

Answer: False

Question: If your vehicle is stolen, comprehensive insurance will pay for you to replace it with a comparable vehicle.

Answer: True

Question: Collision insurance may be required if you are financing the vehicle.

Answer: True

Question: Which of the following affects your insurance rates?

Answer: All of the above (age of driver, driving record, type of vehicle)

Question: Many insurance companies offer a discount if the vehicle is equipped with an airbag.

Answer: True

Question: The type of insurance which pays for the replacement or repair of YOUR vehicle following a crash in which you are at fault is _____.

Answer: Collision insurance

Question: If you fail to pay your automobile insurance premium on time, the insurance company _____.

Answer: Must give you 10 days notice and then may cancel your policy

Question: Statistically, young drivers have more crashes than older, more experienced drivers and therefore their insurance premiums are higher.

Answer: True