Which Of These Gaps In Medicare Coverage
Question: A Medicare Supplement Policy is:
government insurance designed to provide healthcare to the elderly
designed to provide prescription drug coverage to the elderly
designed to fill in the gaps of Part A and Part B Medicare
a supplement to Medicare Advantage Part C
Answer: Designed to fill in the gaps of Part A and B Medicare
Question: The purpose of Medicare Supplement Insurance is to address gaps in Medicare coverage, which can include:
Medicare in-hospital deductible
replacing HMO coverage
covering chiropractic treatment
treatment provided in a government hospital
Answer: Medicare in-hospital deductible
Question: Which of the following nursing home options would BEST suit an individual who needs some nursing care and supervision but NOT full-time care?
Custodial care homes
Assisted living facilities
Skilled nursing facilities
Congregate housing
Answer: Assisted-Living facilities
Question: Which of the following provides Medicare supplement policies?
Medicare
Medicaid
Private insurance companies
Associations and employers
Answer: Private insurance companies
Question: Which of these gaps in Medicare coverage is addressed with Medicare Supplemental Insurance?
Medicare in-hospital deductible
Dental work
Nutritional supplements
Chiropractic care
Answer: Medicare in-hospital deductible
Question: Benefits provided by a Medicare Supplement policy must NOT:
be payable to the insured
duplicate Medicare benefits
be sold to individuals under 70
charge additional premiums
Answer: Duplicate Medicare benefits
Question: Which of the following is NOT a type of Medicare Advantage Plan?
Health Maintenance Organization (HMO)
Preferred Provider Organization (PPO)
Private Fee-For-Services (PFFS)
Social Security Disability Income (SSDI)
Answer: SSDI
Question: Long-Term Care policies may provide coverage for claims arising from:
senile dementia
acute care in hospital
alcoholism
drug addiction
Answer: Senile dementia
Question: Generally speaking, which three levels of care are Long-Term Care policies provided with?
Disability, acute care, and hospitalization
Accident, medical care, and rehabilitation
Psychological, acute care, and assisted living
Skilled nursing, intermediate, and custodial care
Answer: Skilled nursing, intermediate, and custodial care
Question: A Medicare supplement plan can be canceled by the insurer:
after the probation period
for any changes in the insured’s health
anytime
for nonpayment of premiums
Answer: for nonpayment of premiums