Question: Any changes made on an insurance application requires the initials of whom?

Insured

Producer

Applicant

Beneficiary

Answer: applicant

Question: Which type of plan normally includes hospice benefits?

Short-term disability plans

Group life plans

Workers’ Compensation

Managed care plans

Answer: managed care plans

Question: Which of these do NOT constitute policy delivery?

Policy mailed to applicant

Policy mailed to producer

Policy delivered to the applicant by the producer

Policy issued with a rating

Answer: policy issued with a rating

Question: Which type of plan normally includes hospice benefits? Health Underwriting

Short-term disability plans

Group life plans

Workers’ Compensation

Managed care plans

Answer: managed care plans

Question: An applicant’s medical information received from the Medical Information Bureau (MIB) may be furnished to the

producer

applicant’s spouse

National Association of Insurance Commissioners (NAIC)

applicant’s physician

Answer: applicants physician