$100 Deductible Means

Question: Insurance that pays for the costs of a crash that you caused is called

Answer: liability insurance

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Question: The financial responsibility law requires you to have

Answer: liability insurance

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Question: The type of insurance which pays for the replacement or repair of YOUR vehicle following a crash in which you are at fault is

Answer: collision insurance

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Question: A $100 deductible means

Answer: you must pay the first $100 towards repairs to your vehicle

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Question: A vehicle that catches on fire is covered by

Answer: comprehensive insurance

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Question: Which of the following affects your insurance rates?

Answer: age of driver

driving record

type of vehicle

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Question: Which of the following may reduce your insurance premium?

Answer: good grades

if you drive less than 7500 miles per year

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Question: If you fail to pay your automobile insurance premium on time, the insurance company

Answer: must give you 10 days notice and then may cancel your policy

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Question: It is always a good idea to call the police if you are involved in a crash.

Answer: True

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Question: When involved in a crash, you should to get names, addresses, registration numbers and insurance information from everyone involved in the collision.

Answer: True

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Question: It is unlawful for an insurance company to raise your premiums if you are involved in a collision that was not your fault.

Answer: True

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Question: If your vehicle is stolen, comprehensive insurance will pay for you to replace it with a comparable vehicle.

Answer: True

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Question: Most young drivers buy new cars.

Answer: False

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Question: Whether buying from a used car dealer or private owner, you should always inspect the vehicle thoroughly.

Answer: True

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Question: A fresh coat of paint on a used vehicle indicates that the vehicle is in good condition.

Answer: False

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Question: When buying a new car, you always have to pay the sticker price.

Answer: False

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Question: The invoice price of a new car is the cost of the car without options.

Answer: False

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Question: The Monroney Sticker Price shows the base price, manufacturer’s installed options, transportation charges and fuel economy.

Answer: True

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Question: When buying a new vehicle, you will probably get more money for your old vehicle if you trade it in rather than selling it yourself.

Answer: False

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Question: When buying a new vehicle, you must finance it through the dealer.

Answer: False

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Question: Green fluid coming from under the vehicle is most likely an antifreeze leak.

Answer: True

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Question: Buying a used car involves more risks than buying a new car.

Answer: True

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Question: A regional map will display

Answer: explains what the symbols and markings mean

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Question: A legend on a map

Answer: classify the roads

identify rest areas

tell which roads have a toll

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Question: Most maps

Answer: 2-3 hours

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Question: When driving on a long trip, you should take breaks every

Answer: 2 weeks

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Question: When planning a trip, you should have your vehicle serviced about ___ ahead of time.

Answer: 8

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Question: If you are driving alone, you should plan to drive no more than ___ hours per day.

Answer: False

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Question: Since most traffic fatalities occur between 5 am and 8 am, try to avoid driving during these times.

Answer: True

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Question: Car top carriers raise a vehicle’s center of gravity.

Answer: True

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Question: When traveling on interstate highways, you can expect to travel about 100-110 miles every 2 hours.

Answer: False

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Question: Your circadian rhythm down time is usually between 10 am and 12 am.

Answer: True

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Question: A vehicle traveling 55 mph on the highway will get about 21% more miles per gallon than a vehicle traveling 70 mph.

Answer: taking it to a service station

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Question: It is OK to dispose of brake fluid by

Answer: batteries

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Question: Items that need special disposal are

Answer: 31%

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Question: Passenger vehicles consume about _____ percent of all petroleum used in the U.S.

Answer: True

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Question: Quick acceleration can increase fuel consumption by 2 miles per gallon.

Answer: True

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Question: Properly inflated tires help increase gas mileage.

Answer: True

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Question: Antifreeze is a toxic chemical.

Answer: False

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Question: Since tires are biodegradable, they can be disposed of at a landfill.

Answer: True

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Question: Battery powered vehicles produce less pollution than gas-powered vehicles.

Answer: False

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