Alkami Api

Question: Billpay

Answer: BillPay functionality is delivered via the Alkami Payments widget and allows users to manage payees, make payments, manage eBills, and more.

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Question: Who does Alkami Resell for Billpay? API or SSO?

Answer: CO-OP FIS: API
JHA/Profitstars IPAY: SSO

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Question: RDC

Answer: Mobile remote deposit capture widget allows members to deposit checks into accounts without visiting a branch or ATM location. In order to submit a mobile rDC deposit, the user must first select a destination account, enter a dollar amount for the deposit and add front and back pictures of the check. Once acceptable images are taken, the device submits the information back to the FI for processing.

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Question: Who does Alkami Resell for RDC? API or SSO?

Answer: Ensenta and Catalyst- API and SSO

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Question: Account Aggregation

Answer: Alkami resells Yodlee. Allows users to aggregate external accounts. User searches for and selects a financial institution from a list and enters credentials from that FI's website. Once the account information is received, that external account is displayed on the Dashboard and within the Accounts widget. Users can view transaction history and account information.

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Question: Who does Alkami Resell for Account Aggregation? API or SSO?

Answer: Ensenta- SSO

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Question: SMS Messaging

Answer: This is an MFA option which is disabled by default and must be enabled via Alkami.
This MFA option allows the user to select a phone number to receive an SMS message with a
onetime verification code. The user then enters the verification code received on their phone
into ORB.

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Question: Who does Alkami Resell for SMS Messaging?

Answer: Telesign

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Question: TouchID

Answer: Allow users to Save mobile devices so they can use their Touch ID or PIN instead of an online banking password.

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Question: Who does Alkami Resell for TouchID? API or SSO?

Answer: Alkami Product

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Question: Quicken/Quickbooks

Answer: Money Management tool via WebConnect for Windows & Mac. Quicken caters to one-person operations to where Quickbooks can do that plus more for larger businesses.

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Question: Who does Alkami Resell forQuicken/Quickbooks? API or SSO?

Answer: Intuit- API

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Question: P2P

Answer: Alkami is working on Zelle TBD. Allows users to pay other people utilizing email address or telephone number. Delivers payments via the debit rails for a near real-time movement of money.

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Question: Push Notifications

Answer: Allows the CU the ability to provide vivid, interactive and unique push notifications to members.

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Question: Who does Alkami Resell for Push Notifications? API or SSO?

Answer: Urban Airship- API

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Question: QuickApply

Answer: Alkami has integration w/ Meridian Link. Others to come such as Temenos & Lending 360. Ability for users to complete online/mobile consumer loan applications with auto-decisioning feedback via real-time API integration.

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Question: Who does Alkami Resell for Quickapply? API or SSO?

Answer: Alkami Product- API (available through Meridian Link) and SSO

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Question: Card Controls/Management

Answer: Allows users to view information about their debit and credit cards, control the use of these cards, and maintain their status without having to contact the CU directly. Available in desktop, mobile web, native mobile, and tablet and has feature parity across all platforms

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Question: Who does Alkami Resell for Card Controls/Management? API or SSO?

Answer: Alkami Product- API (PSCU/CO-OP), SSO (via Companion)

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Question: Flux Premium

Answer: Business Intelligence platform and data warehouse with customization abilities in reports, analytics dashboard, 5 years of historical data, and ability for data import and export. Comes with 2 standard admin seats and 2 power admin seats.

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Question: Who does Alkami Resell for Flux Premium? API or SSO?

Answer: Alkami Product

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Question: SDK

Answer: Development kit that allows FI's to develop custom widgets

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Question: Who does Alkami Resell for SDK? API or SSO?

Answer: Alkami Product

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Question: User Sentiment

Answer: Survey product that actively monitors our apps via app store reviews, our love ratio, and in-app survey data

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Question: Who does Alkami Resell for User Sentiment? API or SSO?

Answer: Apptentive

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Question: Shared Access

Answer: The ORB system allows for a user to share their accounts with other users including account holders and non-account holders. The user (account holder) can assign permissions and restrictions by account for the shared user to include: transfer to, transfer from, view balances, and pay bills.

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Question: Who does Alkami Resell for Shared Access? API or SSO?

Answer: Alkami Product

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Question: Spanish Language

Answer: The ORB Spanish Language Support functionality provides ORB end users the ability to specify their language preference and to display all end user facing text in their desired language (desktop and mobile).

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Question: Who does Alkami Resell for Spanish Language? API or SSO?

Answer: Alkami Product

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Question: FICO score widget

Answer: The FICO widget will display a user's actual FICO score, related score information (factors) and education. Promotional, news and educational content cannot be shown on the same page/widget as the actual FICO score per FICO program requirements. The Dashboard will also display a FICO indicator that links directly to the FICO widget.

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Question: Who does Alkami Resell for FICO score widget? API or SSO?

Answer: Alkami Product

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