How Does Minimum Insurance Work

Question: What are some types of vehicle technology advancements?

Answer: dashboards, cell phones, navigation systems, driving techniques, braking systems

Question: What is a seat belt pretensioner?

Answer: Pretensioners automatically tighten the belt to prevent the individual from jerking forward in a collision or at a sudden stop. You no longer have to pull the adjustable strap to fit your body.

Question: Why do traffic laws exist?

Answer: Traffic laws reduce chaos, keep traffic moving and give all road users a common understanding of how the road should be used. Most importantly, though, their primary purpose is to keep everyone safe.

Question: The reason we have traffic laws is ______.

Answer: to keep everyone safe.

Question: How does minimum insurance work?

Answer:

Question: What is the average cost for a severe injury in a collision?

Answer: $247,000

Question: Why should you be afraid of legal problems after a collision that was your fault even if you have insurance?

Answer: Even if you have insurance, the other driver can sue you for negligence and win.

If someone dies because of the collision, the victim’s family can sue you for wrongful death

The cost of a collision can be more than the insurance coverage (especially minimum insurance)

Question: What does the US Department of Transportation list as the most likely cause of collisions?

Answer: alcohol and drugs (most common), distracted driving, sleepy drivers, speeding (primary factor in 29% of fatal and injury collisions - reported by the CHP)

Question: What is the purpose of the DMV point system?

Answer: The DMV point system, called NOTS, was designed to keep track of drivers’ offenses so they can suspend or revoke a license if needed. If you can’t follow the rules of driving safely, you will lose your privilege to drive.

Question: How much does a DUI cost over ten years?

Answer:

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